Legal and regulatory
These interim disclosures deliberately avoid unsupported regulatory or deposit-insurance claims.
North Fountain Trust Credit Union is currently a demonstration banking interface. It is not represented as a licensed bank, deposit-taking institution, broker, or money transmitter. Do not send real funds to demonstration wallet addresses.
Production deployment must publish the identity of its data controller, lawful processing purposes, retention periods, customer rights, subprocessors, international-transfer safeguards, and a working privacy contact.
No FDIC, NCUA, FSCS, or other deposit-insurance coverage should be claimed unless the operating legal entity has confirmed eligibility and supplied the exact required disclosure.
Customers must consent to electronic statements and notices before paper delivery is replaced. Material terms, fees, exchange rates, and transfer timing must be disclosed before authorization.
A production operator must provide an accessible complaints process, escalation timelines, alternative document formats, and jurisdiction-appropriate ombudsman or regulator information.